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Marlene Sulkers, left, is escorted by her granddaughter Rachel Sulkers as they evacuate from Rachel’s residence in the aftermath of Hurricane Irma, in Jacksonville, Fla., on Tuesday, Sept. 12, 2017. Marlene Sulkers came from Ft. Meyers to Jacksonville trying to get away from the storm.
Credit: John Raoux, AP Photo

Your Flood Insurance Premium Will Probably Rise. Climate Change And Coastal Development Are To Blame

The vast majority of the more than 1.7 million households in Florida that have flood insurance policies through the National Flood Insurance Program will likely see their rates rise as Congress faces a Sept. 30 deadline to reauthorize the program that’s drowning in debt. The NFIP owes more than $20 billion, money it’s had to borrow, for the most part, over the past 15 years amid intensifying floods and a proliferation of coastal development that’s simultaneously exposed more properties to that flooding. Now the Federal Emergency Management Agency (FEMA), which administers the NFIP, has a plan to stabilize the program: a new rating system called Risk Rating 2.0: Equity in Action. Risk Rating 2.0 Risk Rating 2.0 is the first change …
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