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Florida insurance regulators this week will scrutinize two major health plan mergers.

Aetna plans buy Humana for $37 billion. Anthem plans to buy Cigna for $54 billion. If both deals are approved, there would only be three major insurance carriers nationwide.

The Florida Office of Insurance Regulation will seek public comment on the Aetna deal Monday, and the Anthem deal will get a Tuesday. The biggest impacts would be in Jacksonville, Sarasota and Tampa.

The deal would affect the insurance of 3.1 million Floridians.

Insurance company officials say combining would expand access to care and give consumers a more extensive network of providers. The American Medical Association, though, says the deals would erode competition and increase prices.

Regulators will hear from the public on both deals this week, and are taking written comments through December 17 for the Aetna and Humana deal (click hear to weigh in), and December 18 for the Anthem and Cigna deal (click here to weigh in). The Federal Department of Justice would still have to approve the deals.

WMFE is a partner with Health News Florida, a statewide collaborative reporting on health care.

Health reporting on WMFE is supported in part by AdventHealth.