The federal government released more details were released Wednesday about how much health insurance rates could increase next year in Florida -- and the spike could be dramatic for some.
For individuals buying plans on HealthCare.Gov exchanges, the increase is 17.8 percent on average. But now the U.S. Centers for Medicare and Medicaid Services have released a breakdown of all the different polices in Florida, and how much each of those plans will go up.
Of the 58 plans offered by eight insurance companies, the increases range from less than 2 percent on the small side to 137 percent at the highest. But that includes plans with small numbers of people.
Looking just at insurers who had more than 10,000 Obamacare individual customers in 2015, Cigna stands out with a proposed rate increase of 83 percent. In documents, they say medical costs are going up, and people are sicker.
Molina Healthcare is asking for a 37- to 44-percent hike next year, while AvMed wants a 38- to 43- percent hike. On the lower end, Health Options, an affiliate of Florida Blue, is asking for a 6- to 11- percent increase. Florida Blue, the state’s largest insurer by far, is asking for rates to go up on its plans anywhere from 9 to 24 percent.
Insurers are also keeping a wary eye on Washington, where President Donald Trump has threatened to cut cost-sharing reductions for health insurance. If that happens, expect rates to go up even higher.
Nationwide, 19 counties with more than 13,000 are expected to have zero insurance companies selling Obamacare plans next year, while more than 2.3 million people in 40 percent of counties will have just one insurance company selling.
Check here to search for health insurance companies in Florida, or look below to see a list of insurance companies selling individual plans on the exchange or off of it.
Insurer | Marketed name | Plan name | Increase requested | 2015 ACA Enrollees | Rank by ACA enrollees | Date effective |
---|---|---|---|---|---|---|
Blue Cross and Blue Shield of Florida | Florida Blue | BlueOptions Plus Dental - Individual - 16842FL023 | 18.14% | 318,117 | 1 | 1/1/2018 |
Blue Cross and Blue Shield of Florida | Florida Blue | BlueOptions - Individual - 16842FL007 | 24.65% | 318,117 | 1 | 1/1/2018 |
Blue Cross and Blue Shield of Florida | Florida Blue | BlueSelect Plus Dental - Individual - 16842FL024 | 14.52% | 318,117 | 1 | 1/1/2018 |
Blue Cross and Blue Shield of Florida | Florida Blue | BlueSelect - Individual - 16842FL012 | 9.32% | 318,117 | 1 | 1/1/2018 |
Molina Healthcare of Florida, Inc | Molina Healthcare of Florida, Inc | Molina Healthcare of Florida,Inc - Individual - 54172FL001 | 37.09% | 133,199 | 2 | 1/1/2018 |
Molina Healthcare of Florida, Inc | Molina Healthcare of Florida, Inc | Molina Marketplace Options - Individual - 54172FL002 | 44.67% | 133,199 | 2 | 1/1/2018 |
Health Options, Inc. | Florida Blue Affiliate | myBlue Plus Dental - Individual - 30252FL010 | 6.31% | 87,389 | 3 | 1/1/2018 |
Health Options, Inc. | Florida Blue Affiliate | BlueCare - Individual - 30252FL002 | 9.69% | 87,389 | 3 | 1/1/2018 |
Health Options, Inc. | Florida Blue Affiliate | MyBlue - Individual - 30252FL007 | 7.72% | 87,389 | 3 | 1/1/2018 |
Health Options, Inc. | Florida Blue Affiliate | BlueCare Plus Dental - Individual - 30252FL009 | 11.29% | 87,389 | 3 | 1/1/2018 |
Cigna Health and Life Insurance Company | Cigna | FL_IND_EPO - Individual - 48121FL007 | 82.96% | 41,990 | 4 | 1/1/2018 |
AvMed, Inc. | AvMed, Inc. | IFP - Empower - Individual - 19898FL023 | 43.91% | 9,890 | 5 | 1/1/2018 |
AvMed, Inc. | AvMed, Inc. | IFP - Engage - Individual - 19898FL022 | 38.72% | 9,890 | 5 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Catastrophic HMO 36 - Individual - 56503FL130 | 6.66% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Bronze HMO HSA 6000/6550 - Individual - 56503FL226 | 9.64% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Gold HMO 63 - Individual - 56503FL139 | 9.19% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver Standardized HMO 1 - Individual - 56503FL268 | 8.48% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Bronze POS 42 - Individual - 56503FL146 | 7.26% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Bronze HMO 41 - Individual - 56503FL138 | 6.65% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Gold HMO 5500 - Individual - 56503FL200 | 10.05% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Silver POS 54 - Individual - 56503FL141 | 10.48% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Bronze HMO HSA 5500/6550 - Individual - 56503FL224 | 9.78% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Silver HMO 53 - Individual - 56503FL133 | 8.32% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Catastrophic POS 37 - Individual - 56503FL132 | 6.66% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver HMO HSA 2000/6450 - Individual - 56503FL222 | 8.88% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver POS BC 7741 - Individual - 56503FL258 | 5.57% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Bronze HMO BC 3841 - Individual - 56503FL253 | 7.85% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Gold HMO BC 5651 - Individual - 56503FL259 | 9.80% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Gold POS BC 5651 - Individual - 56503FL260 | 9.13% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Bronze POS BC 3841 - Individual - 56503FL254 | 7.85% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Bronze POS HSA 5500/6550 - Individual - 56503FL225 | 7.78% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Gold POS 5500 - Individual - 56503FL201 | 9.93% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver HMO 6400 - Individual - 56503FL204 | 1.67% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver HMO BC 0941 - Individual - 56503FL255 | 9.48% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Bronze Standardized HMO - Individual - 56503FL267 | 9.60% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver HMO 6600 - Individual - 56503FL206 | 8.36% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver HMO BC 7741 - Individual - 56503FL257 | 4.84% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Bronze POS HSA 6000/6550 - Individual - 56503FL227 | 9.26% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum HMO BC 1941 - Individual - 56503FL263 | 15.35% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum POS BC 1941 - Individual - 56503FL264 | 14.80% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Gold PREMIER TROP Essential Plus 29 - Individual - 56503FL181 | 10.01% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum HMO 91 - Individual - 56503FL265 | 14.91% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Triple Option Platinum 82 - Individual - 56503FL269 | 14.42% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum HMO 4000 - Individual - 56503FL198 | 15.12% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Silver POS BC 0941 - Individual - 56503FL256 | 11.31% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum HMO BC 5841 - Individual - 56503FL261 | 14.59% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Gold HMO 4500 - Individual - 56503FL209 | 12.47% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | Gym Access IND Essential Plus Platinum HMO 65 - Individual - 56503FL140 | 14.53% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum HMO 92 - Individual - 56503FL266 | 14.95% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum POS 4000 - Individual - 56503FL199 | 14.75% | 2,842 | 6 | 1/1/2018 |
Florida Health Care Plan, Inc. | Florida Blue Affiliate | IND Platinum POS BC 5841 - Individual - 56503FL262 | 14.77% | 2,842 | 6 | 1/1/2018 |
Freedom Life Insurance | Freedom Life Insurance | FL EHB FLIC 2014 - Individual - 40442FL024 | 106.77% | 62 | 7 | 1/1/2018 |
Freedom Life Insurance | Freedom Life Insurance | FL EHB FLIC - Individual - 40442FL026 | 109.46% | 62 | 7 | 1/1/2018 |
Freedom Life Insurance | Freedom Life Insurance | FL EHBC FLIC - Individual - 40442FL027 | 137.20% | 62 | 7 | 1/1/2018 |
Freedom Life Insurance | Freedom Life Insurance | FL EHBC FLIC 2014 - Individual - 40442FL025 | 134.36% | 62 | 7 | 1/1/2018 |
Celtic Insurance Company | Sunshine Health | Ambetter - Individual - 21663FL013 | 12.49% | 8 | 8 | 1/1/2018 |
Celtic Insurance Company | Sunshine Health | Ambetter + Vision + Adult Dental - Individual - 21663FL015 | 11.97% | 8 | 8 | 1/1/2018 |
Celtic Insurance Company | Sunshine Health | Ambetter + Vision - Individual - 21663FL014 | 10.89% | 8 | 8 | 1/1/2018 |